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System and Method for Matching Lender with Borrower based on Color-Coded Financial Ratios and through an Online Meeting
System and Method for Matching Lender with Borrower based on Color-Coded Financial Ratios and through an Online Meeting
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机译:基于颜色编码的财务比率并通过在线会议匹配借方与借方的系统和方法
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摘要
A system and method for matching a lender and a borrower based on color-coded financial ratios, and discussing the loan through an online meeting between the borrower and lender. The method creates an efficient environment for matching a borrower, such as a consumer, with at least one lender, such as a bank. The borrower and at least one lender interact on a network. The borrower submits loan related data to a database and algorithm for analyzing to generate a color-coded financial ratio that provides the lender with efficient tools to determine whether the potential borrower qualifies for the respective lending criteria. A chatbot answers queries from the borrower or lender. An interactive calendar allows the borrower and lender to corroborate on a meeting date and time, and an Internet operable image capturing device, such as webcam, allows for an online meeting between borrower and lender to discuss the loan.
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