Lack of Mortgage Products, Higher Costs, Increased Risk Blamed for FHA Market Decline

摘要

The lack of FHA mortgage products, higher origination costs, and increased lender risks have eroded FHA's market share, according to a new study of lender perspectives. The study, conducted by the Research Institute for Housing America (RIHA) and the Mortgage Bankers Association (MBA), based its findings on a questionnaire sent to 180 MBA members, including 54 of the top 100 FHA lenders, and 126 smaller organizations interested in governmental lending.