The feasibility of additional funding for rural development is dictated by the sustainability of the local monetary sector. There are currently some concerns in outer regional capacity, such as financial institutions’ reluctance to lend due to urban asset restrictions, capital outflow due to inadequate collective economy size, and issues such as restricted economic development. To complete the construction of an innovative rural financial system, this paper begins by improving the regulatory precedent of the financial system, raising the input of financial goods, enhancing the rural financial credit climate, and defining the rural financial system’s orientation, with the goal of providing feasible suggestions for rural financial system innovation.
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