A micro dataset on delinquency risk loan motivations and credit access in Chile

摘要

This article provides data that allows to estimate how delinquency risk and consumer loan motivations changed in Chile before and after the new Interest Rate Ceiling Law of 2013. The data is of particular interest for those interested in the heterogeneity of household borrower profiles and their reactions to new loan regulation. The codes are in Stata format and the datasets are in Excel.