专利权质押基金分阶段贷款模型

摘要

Taking some of the problems of the patent pledge as a starting point,this article introduces venture capital from a new perspective,and suggests that patent pledge loan can be constituted based on the combination of government,com-mercial banks and venture capital. By constructing a phased loan model effectively,it can reduce the risk of both lenders and borrowers,and improve the success rate of patent pledge.%从专利权质押存在的问题为出发点，通过结合政府和商业银行以及风险投资构成专利权质押贷款基金。构建出分阶段的贷款模型有效地降低了借贷双方的风险，提高专利权质押的成功率。