在正规金融对中小企业融资缺乏有力支持的现实下，非正规融资已成为缓解我国中小企业融资难的新渠道。然而在非正规融资法律领域，存在着立法、司法、法律文化、微观经济制度层面的失衡，因而我国非正规融资法律的均衡发展机制的构建势在必行。法律补偿具有界定非正规融资基本法律问题，厘清司法实践中诸多疑问，建立地区融资信任机制，规制借贷利率等多种功能，能够成为破解中小企业非正规融资难题的重要机制。因而我们可以通过制定相关专门法、建立联动能动化司法机制，发展地方性中小金融体系等措施，发挥法律补偿效应，使之成为我国中小企业非正规融资均衡发展的机制。%Currently, small-sized enterprise is under the condition of financing difficulty, the informal financing can be a new way to solve this problem. But in the legal field of informal financing, there still exist some imbalances in the system of legislation, justice, legal culture and the micro-economic institutional level. Therefore, it is necessary to build up a balanced development mechanism for informal financing legal compensation. The legal compensation has the functions which stipulate the basic legal problems and justice practice problems, build up regional financing trust mechanism and stipulate the loan rate, etc. It has become the critical mechanism to solve the problem of financing difficulty for minor enterprises. Therefore, we could through establish legislation, justice and develop local minor enterprises＇ financial system to achieve the effect of legal compensation and make our minor enterprises＇ informal financing under the balanced development mechanism.
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