面对"新四化"对农村金融发展提出的新需求,以及"中心—外围"效应对保持城乡协调发展带来的新挑战,应按照普惠金融可持续发展的理念推进我国农村金融体制改革,并应在遵循金融发展内生规律基础上,通过不断完善激励机制、推进市场化改革、优化金融组织经营方式、改变监管机制和财政补贴方式等,推动我国农村普惠金融可持续发展.%Facing the New four-modernization new demands and the challenges of 〝outside and center〝 effect, the Chinese Rural Financial Reform should be in accordance with the concept of inclusive, and keep the coordinated development of urban and rural areas. Basing on the concept of sustainable development, It should follow the law of the financial endogenous development, find the optimism mode of the financial organizations, change the regulatory approach and fiscal subsidies, establish effective incentive mechanisms to promote the market-oriented reform of rural financial system.
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