基于供应链金融的银行决策分析

摘要

According to the demand model, a decision-making model for supply chain including banks is set up.A model under decentralized decision-making and buy-back contract is constructed.After the mod-el analysis,the expected return of each supply chain participant is obtained.Through the data analysis, the impact of the banks on the supply chain is showed.From the perspective of supply chain finance, retailers order quantity, the manufacturer price and the bank rate are analyzed.Then the Stackelberg game theory is used, in which banks are the leader, manufacturers and retailers are the followers.Finally, one bal-anced optimal solution is given.A conclusion is drawn that in a smaller market, the three functions have same trend.However, in a larger market, bank rate has no impact on the retailer order quantity and the earnings of the bank reach a fixed value gradually.%根据需求模型，建立了包含银行在内的供应链决策模型，研究分散决策模型下的收益问题，分别得到供应链各个参与者的期望收益，并通过数值仿真，得到银行在供应链中产生的影响。从供应链金融的角度出发，研究零售商订购量、制造商批发价格、银行利率的关系。并利用Stackelberg博弈的理论，以银行为主导者，制造商和零售商为跟随者，求出均衡最优解。研究发现当市场需求较小时，三者收益函数趋势一致；当市场需求较大时，银行利率对零售商订购量没有影响并且银行的收益最后逐渐平稳达到一个固定值。