Risk reallocation optimization in supply chain inventory financing

摘要

Inventory financing affects the risk allocation between bank and supply chain companies. Traditionally, supply chain optimization focus more on material flow than financial. We construct a supply chain financing risk balance compensation model. In this model, we discussed the preconditions to adopt inventory financing when the enterprises are facing cash constraints. And we simulated the whole operate of supply chain and bank behavior with Matlab. The simulation result shows if loan conditions are satisfied, the total risk value is reduced. Risk reallocation happens in the financing process. In this process, information-risk proportions are more reasonable.