A NEW SECURED PROTOCOL FOR MOBILE PAYMENT PLATFORM BASED ON PIC

摘要

Current Web access authentication systems focus on authenticationrnsystem to confirm the claimed identity of thernremote user and merchant. However, these systems can notrnget rid of commercial fraud. In this paper, we proposerna new protocol using Product Identification Code (PIC)rnwhich ensures the products consumer paid are existent andrnvalid. The PICs are different according to different typesrnof products and different merchants. We apply a novel approachrnbased onMobile Payment Platformto store and verifyrnthe information of the merchant’s products. The proposedrnsystem provides a highly secure environment thatrnis simple to use and deploy, which does not require anyrnchange in the infrastructure or protocol of wireless networks.rnThis Protocol for Mobile Payment is also combinedrnwith the Transaction and Identification Code andrnSMS methods to provide secure and usable authenticationrnsystem.